Alzheimer’s Association
https://www.alz.org

Parkinson’s Foundation
https://www.parkinson.org/

Hospice and Palliative Care
https://www.helpguide.org/articles/caregiving/hospice-and-palliative-care.htm

Age-in-Place Home Improvements
https://www.krislindahl.com/senior-home-improvements.php

How to Pay for Cost of Care?

A critical component of long-term care planning is knowing where to find supplemental financial assistance. Here are five financial resources to explore:

• Medical InsuranceMost health and medical insurances do not cover in-home personal care. However, checking with a senior’s medical insurance company is a good idea to determine if any insurance coverage is available. Although Medicare does not currently pay for home care, some states provide coverage through Medicaid. Some Medicare Advantage plans may offer benefits.

• Long-Term Care InsuranceSome seniors may have specific coverage through a long-term care insurance policy. These policies are separate from health insurance and are often purchased through an insurance agency for long-term care expenses.

• Veterans BenefitsIn-home coverage may be available through various VA programs if a senior receives a pension from the Department of Veterans Affairs (VA).

• State and Local Assistance Programs
  Certain state or local programs provide financial assistance for in-home care. Check with your state Department of Aging to find out if any apply to you or a loved one.

• Private PayMost Graceful Healing Home Care clients pay out-of-pocket—or “private pay—which means older adults pay through their own funds. Usually, the funds are from individual retirement accounts (IRA), pensions, Social Security benefits, 401(k), or other savings.